exchange rate and fees

* First transaction is free when you pay with your U.S. bank account. Money in Minutes available to repeat customers with verified bank accounts and successful transactions. Additional $1 fee is applied when sending amounts less than $100. First free transaction is not applicable to USD payout. New Customers: A one-time bank account verification takes 1-2 days for the first bank account payment. Restrictions apply. Limited time offer.

†Some agents charge additional fees. Lucky Money may or may not make additional profits from the currency exchange rate based on individual agreements with its various delivering agents.